If you are visiting USA, you better know that buying a health insurance is the best idea. US is best for medical treatment of complex diseases as doctors go very deep in diagnosis and are the best in the world. If you are travelling to USA as a visitor, hope you do not have any issues with you health, but in case you get into some health issues, then hospital expenses are very costly. Without health insurance the cost of treatment can go beyond your imagination sometimes.
There are several insurance companies who sell health insurance for vistors and you may want to try these. One thing to keep in mind ( my view only) is to go for high deductable if you are healthy and assuming you would not need health insurance. Also there are various terms when deciding for health insurance:
1. Maximum benefit : This is the maximum amout health insurance company will pay for treatment.
2. Office visit: This is a visit to doctor's office. Your copay is the amount you would pay with every visit.
3. Deductible: This is the amount you would pay before health insurance pays anything.
I am not sure if heath insurance is required if you visit other countries. Do you have any idea on this?
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