Auto Insurance costs are going up every year. My thinking is, if you have some points on your driving record do not change the insurance as the current insurance company may not have checked the records and may not be increasing your insurance premium.
If you have a clean driving history or had points in the past then you should shop around and find the cheapest insurance. The best way is to seach online and compare the costs. Instead of going to an agent from a particular insurance company, I would look for an insurance agents who compare the insurance costs for you from different companies and provide you the best deal.
Also you get a good deal if you buy other insurance from the same company. Also make sure that all your car features are included in the insurance policy, as some features may help reduce the insurance cost (Like security system).
Also new vehicle insurance would cost you more. Also one more thing about insurance is that some vechicles do cost a lot of insurance, so if you have not bought the car yet, make sure the insurance for that car is would not shoot up.
So with these do shop around and buy the best insurance policy. Good luck shopping for insurance.
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