There are lot's of advertisement on the internet, about getting free credit report. Normally there is a catch to those free credit report. Companies will enroll you into their trial period for free may be for one month or so then start billing you monthly later. This way these companies make their money.
I normally go with authentic credit report site and legally and freely get my credit report for free with no catch in that. The site http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm provides you the steps to get your free credit report. You can also visit annualcreditreport.com directly to get your credit report one time a year from three different credit rating agencies.
I would get one in January, One in May, One in August and then folow up back in Jan of Next year. This way you are checking your credit history for free every 4 months.
I do not like going to any other site where you get it for free first month then you get busy with your personal life and forget to cancel and are charged every month after that, till you find that out and after long talks with those companies over the phone finally get rid of the problem.
How do you keep track of your credit history?
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